Christy Cater grew up in Tuscaloosa, AL, and attended the University of Alabama where she earned a Bachelor of Science degree in Finance and Accounting. She received her Certified Public Accounting certificate in 1995 and worked in public accounting, and then as an Internal Auditor for a large corporation in Birmingham. After her children were born, she stayed home to raise them. During this time, Christy volunteered with several local nonprofit organizations including the Junior League of Birmingham, where she served as Vice President of Finance and was a board member for two years. She has also served as Treasurer for the PTO of Crestline Elementary, Mountain Brook Junior High School, and currently for Mountain Brook High School. Christy also ran a successful family business for six years prior to working for Saint Rose Academy.
Christy has been married to Frank for 24 years, and they have two sons, Hill (22) and Matthew (19).